Qualified art appraisals trusted by collectors and insurers.

USPAP-compliant art appraisals by a Certified Member of The International Society of Appraisers.

appraisals for insurance

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Lindsey Owen, M.A., ISA CAPP

A Personalized, Expert-Led Experience

Your collection deserves a tailored approach, and Lindsey Owen personally handles each appraisal providing direct access to expert guidance.

Precision & Market-Driven Valuations

Every appraisal is built on extensive market research and industry-standard valuation methods to ensure accurate, defensible values and comprehensive, USPAP-compliant reports that insurers trust.

Insurance Appraisals Informed by Real-World Disaster Experience

With on-the-ground experience in disaster response, Lindsey Owen applies best practices in risk assessment and collection care, informed by training from leading conservators.

Client Testimonials

FAQs

  • Lindsey Owen is a generalist who specializes in appraising fine art. We regularly appraise paintings, drawings, prints, photographs, sculptures, ceramics, furniture, decorative objects, and silver. If you need an appraisal for a type of personal property not listed, please feel welcome to reach out as we have a large network of qualified appraisers to whom we can refer you.

  • The total cost of your appraisal project depends on several factors, such as the intended use of the appraisal and the volume of pieces to be appraised. Once the project's scope has been determined, we will provide an engagement agreement outlining the methodology, timelines, and associated costs. Here is more information about how appraisal pricing works.

  • Lindsey Owen Appraisals is headquartered in Chicago, IL and works with clients nationwide. Please note that we operate by appointment only and do not maintain a publicly accessible office.

  • If you are seeking art appraisers for insurance, tax, charitable donation, or equitable distribution, you will likely require an appraisal with a USPAP certification statement. All appraisal reports will have a signed USPAP Certification Statement.

    Appraisal reports are prepared following the principles and procedures of the International Society of Appraisers Appraisal Report Writing Standards, which meet the industry standards required for insurance, the Internal Revenue Service (IRS), and litigators.

  • Whether or not an appraisal can be conducted from photographs depends on the intended use of the appraisal and the piece being appraised. Inspections for appraisals that will be used for personal planning can generally be conducted virtually, although an in-person inspection is considered the best practice for appraisals that will be used for legal, insurance, and tax functions. Some insurance carriers may allow for an inspection to be conducted from photographs, however it is recommended that you confirm this with your carrier prior to engaging Lindsey Owen Appraisals.

What is The International Society of Appraisers?

​The International Society of Appraisers (ISA) was founded in 1979, and is the leading professional appraisal association representing highly trained personal property appraisers in the United States and abroad. ISA enhances public trust by producing qualified and ethical appraisers recognized as authorities in personal property appraising. ISA offers comprehensive education and credentialing programs to ensure its members maintain high standards in appraisal methodology, theory, principles, practices, and ethics

What is The Appraisal Foundation?

​The Appraisal Foundation (TAF) is a non-profit organization established in 1987 to set standards for the real estate valuation profession in the United States. Authorized by Congress under the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA), TAF's mission is to ensure that appraisals are impartial, objective, and conducted without bias, thereby promoting ethical and competent practices within the appraisal profession.

What is USPAP?

The Uniform Standards of Professional Appraisal Practice (USPAP) is the generally recognized ethical and performance standards for the appraisal profession in the United States. USPAP was adopted by Congress in 1989, and contains standards for all types of appraisal services, including real estate, personal property, business and mass appraisal.